Independent Payment Solutions


Jim Withey

I help businesses save huge amounts of money on their card payment processing fees and energy bills. I can also assist with a business cash advance loan for any business that wants to borrow against their future card purchases.

HOW I DO IT: Working for an independent brokerage and therefore having several partner providers to choose from, I am free to access the market for the best value solution for your business, comparing the market for you to ensure the best deal! The best part of this is that there is absolutely no extra cost to the business owners themselves, as all sales commissions are paid for by the providers.

WHO I WORK WITH: We have experience with businesses across many sectors, but I have primarily worked with business in retail, automotive sales and repairs, hospitality, veterinary and dental surgeries and many other service industry businesses.

WHAT PEOPLE ARE SAYING: We have lots of very happy customers. This recommendation is typical of the responses we get: Jas, a business owner in Grimsby asked IPS to review both his Energy Supply and Merchant Card Payment services.
Independent Payment Solutions were able to deliver a full 3 year contract for energy, reducing his renewal price by 6 pence per Kwh, locked in for 3 years. In addition, the cost of processing cards was reduced by over £78 per month.

MY BACKGROUND: I’m an accomplished solution seller and I pride myself on my ability to find the right service at the best possible price, to suit every businesses particular needs. I myself have previously worked in the leisure, hospitality and retail sectors, so I understand how important it is to keep business costs as low as possible to maintain and improve profitability in such competitive industries.

We work with six different Merchant Banks, so we can review your trading patterns and offer the best fit for YOU:

  • Does your Banking Window work for you?
  • Require Same day or Next Day Settlement?
  • Remove or Lower crippling Authorisation Fees?
  • Minimum Monthly Fees, don't suit seasonal trends?
With over 40 years of industry experience, our capabilities and expertise will help take your business to the next level.
At Independent Payment Solutions, we combine our insights and skills to transform your Merchant Services and Cash Flow.